Fidelity insurance protects businesses from costs incurred as a result of forgery, defalcation, embezzlement and other fraudulent acts by employees. A loss sustained directly as a result of the dishonesty of an employee will be reimbursed under this policy. The act of infidelity must be established by the employer together with recording information such as the time that the cash/stock was noticed missing. The particular cover is commonly excluded by the money policy cover and thus offered solely. Conditions apply for each policy and the information expected from you for a policy to trigger. Our role is to explain the benefits and exclusions pertaining to your policy.